Those vehicles owned and operated
by members of your household whose drivers possess driving records
with less than 9 points over the past four years. All drivers
of the household who do not possess their own policy must be included
on your policy.
Special rates are given to owners
of antique vehicles utilized for Car Shows and Club Meetings.
Old cars used as primary vehicles are not included in this category.
We represent various companies
writing policies for different types of motorcycles whose drivers
have good driving records. A complete description of your vehicle
is required for accurate quoting.
Those vehicles operated by drivers
holding 9 or more points on their current drivers license. This
plan requires proof of eligibility. Spouses sharing a vehicle
are both to be listed on the policy even if only one driver is
eligible for the assigned risk plan.
Please see our Business Policy
for information on this vehicle usage. Vans and light trucks utilized
for business would fit into this category even though they may
be viewed as private passenger vehicles.
"AUTO LINGO"
VERBAL THRESHOLD:
This option limits your ability
to sue others for pain and suffering based on the severity of
injuries. The zero threshold would not have any restrictions.
LIABILITY:
Your liability to OTHERS.
DEDUCTIBLE:
The amount paid by the insured
on a claim prior to insurance participation.
COMPREHENSIVE:
Fire and theft coverage. This
coverage provides other than collision protection.
